Joseph Sellitto

Joseph Sellitto

Joseph R. Sellitto is senior vice president, employee benefits at Bradley & Parker, an insurance, risk management and financial services firm.

Can Transitioning to a Self-Funded Health Plan Truly Benefit a Nonprofit?

The conventional wisdom in today’s health insurance marketplace holds that nonprofits should not consider a self-funded health insurance model because cash flow concerns make such a plan too risky. This notion is false, and it has been perpetuated for years by both the insurance carriers and the broker community...